Financial Literacy: Essential Tips for Expats in Germany and Beyond.

This blog is created to share practical tips and recommendations on financial management, based on real-life situations from my own experience, including trial and error, and tailored to the needs of expats and beyond in Germany.

Financial Literacy

Select the topics that resonate with you. In this blog, I offer practical tips and insights on mastering financial management, drawn from real-life experiences and my own journey of trial and error. I write for expats and beyond living in Germany or other European countries, with the goal of helping you navigate financial systems, build passive income, and plan for a secure financial future. Here, you’ll find valuable guidance to enhance your financial skills, especially if you're just beginning your path to financial empowerment.

Money Transfer

In this category, I explore alternative ways to transfer money to Russia, Crimea, and the CIS countries in light of international sanctions. I have spent considerable time researching electronic payment systems and cryptocurrencies to provide you with solutions. All the information is based on my personal experience.

 Money Transfer

P2P Lending

P2P lending is a system that enables individuals or businesses to lend money directly to others, bypassing traditional banks. In this section, I explain how P2P lending platforms operate and share my personal experiences, as I’ve been actively investing in this space since 2019.

 P2P Lending

Investment Basics

Financial education — key principles and strategies for allocating capital to generate profit. I continuously deepen my knowledge in this field, actively engage in investments, and share information about asset types, portfolio diversification, and long-term planning.

 Investment Basics
natalia schuchardt

Natalia Schuchardt

Blogger, photographer, investor

Hi, I’m Natalia! I’m passionate about learning and sharing my journey in finance. Originally from Crimea and now based in Munich, I’ve built a career across diverse fields — from working with top companies like Porsche and Google to now pursuing my own path as a photographer and marketing freelancer. Follow along as I share the insights and experiences that shape my unique perspective on life and business.

Financial Literacy: Latest Posts

Please note that I am not an investment advisor and do not provide financial recommendations. On most of the P2P platforms I write about, I am an investor myself. All the services I mention have been personally tested by me. The information provided is without guarantees, and past performance should not be considered an indicator of future success. The links to investment platforms shared in my posts are usually affiliate links. This means that you may receive certain benefits, and I may earn a small commission as a result.