Legal Disclaimer

§ 1. Liability for Content

As a service provider, I am responsible for the content published on this website in accordance with the Digital Services Act (DDG) and other applicable legal provisions. However, pursuant to the DDG, I am under no obligation to monitor third-party information that is transmitted or stored, nor am I required to investigate circumstances that may indicate unlawful activity.

Obligations to remove or restrict access to content in compliance with applicable laws remain unaffected. Liability in this regard, however, is only established from the point at which I become aware of a specific legal violation. Upon notification of such a violation, I will take immediate steps to remove the infringing content.

§ 2. Liability for External Links

This website may contain links to third-party websites, over which I have no control. Consequently, I assume no liability for the content of such external sites. The responsibility for the content of linked websites lies solely with the respective site operators.

At the time of linking, the external websites were reviewed for potential legal violations, and no unlawful content was identified. Continuous monitoring of linked content without specific indications of legal infringements is not feasible. Should any legal violations become known, I will promptly remove the relevant links.

§ 3. Investment Risks and Liability

Investing in P2P loans entails significant financial risks, including the possibility of complete loss of capital. I do not assume any liability for financial or non-financial losses arising from the use or non-use of the information provided on this website.

While all content is prepared with due diligence, I make no representations or warranties regarding the accuracy, completeness, quality, or timeliness of the information provided. All statements on this website should be construed solely as personal opinions and not as investment advice or financial recommendations under the German Securities Trading Act (WpHG).

Disclosures regarding investment risks and personal opinions contained in this section also apply to investments that do not involve the securities market.

§ 4. Conflicts of Interest

I actively invest in P2P platforms and generally discuss only those platforms in which I have invested, currently invest, or plan to invest in the future. Consequently, potential conflicts of interest may arise concerning my personal investments.

§ 5. Copyright and Intellectual Property Rights

All original content on this website is protected by copyright law in accordance with German intellectual property regulations. Any reproduction, modification, distribution, or use of materials beyond the scope permitted by copyright law requires my express written consent. Downloading and copying content from this website is permitted exclusively for personal, non-commercial purposes.

Where content on this website originates from third parties, their respective copyrights are duly acknowledged, and such materials are appropriately attributed. If you identify any copyright infringements, please notify me immediately. Upon verification of a violation, the relevant content will be removed without undue delay.

§ 6. Special Terms of Use

In the event that specific sections of this website are subject to terms of use differing from those set forth herein, such deviations will be explicitly stated on the relevant pages. In such cases, the respective special terms shall apply.